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Pick almost any home listed on the market for sale and rent it while you save up to buy it. Over the next 3 years, you can buy the home using the Purchase Credits you've been earning each month. If you decide you don't want the home, you can walk away from the deal when your lease ends. Create an account to save and share your favorite homes and searches. If you have feedback about an individual agent or office, please locate the office and contact the manager. They buy the home, you lease it for 1-5 years with a right to purchase.

With each rent payment, you'll earn Purchase Credits for the home. Move into your dream home, rent it monthly with built-in savings that accumulate towards an eventual down payment. Buy when you're ready -- in 30 days, in 3 years, or any time in between. Public accommodations protections include being unfairly refused services or entry to or from places accessible to the public . ZeroDown’s program is designed to get you closer to homeownership every month you live in the home. ZeroDown offers a faster, more accessible road to homeownership.
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Users may not reproduce or redistribute the data found on this site. All information provided is deemed reliable but is not guaranteed by SABOR and should be independently verified. Unlike a traditional mortgage, ZeroDown allows you to live in your home without a mortgage or the large cash reserves necessary for a down payment, property taxes, or home insurance.

Because the Purchase Credits are a percentage of your home’s purchase price, as the home’s purchase price grows, so does the value of your Purchase Credits. Coldwell Banker Realty and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit. You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate.
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You can even redo the floors, change the kitchen cabinets, and more. We encourage future homeowners to make homes feel like their own. For a full list of permissible renovations, you can check our guidelines.
Because homes for sale include disclosures and home inspections, buyers have more information about the history and quality of a home than a renter would. We provide you with these disclosures as well, and our team of property experts will work with you and our agent partner to make sure that any home you move into and eventually buy will be a smart purchase. Think of Purchase Credits as a down payment savings account, that starts at 2% of your home’s current purchase price.
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Once you select a qualifying home, ZeroDown buys it with a cash offer. Everything you need to know about local demographics, nearby schools, public transport, market trends, and more. The state tax rate is 0% on top of the federal tax rate of 10 to 37%.
Each month that your lease remains current, you earn Purchase Credits. Purchase Credits correlate to a percentage of the home’s value, so 5% Purchase Credits correlates to 5% of the home’s price. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2022, Houston REALTORS® Information Service, Inc. The information provided is exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Qualifying for a mortgage is often a headache with steep requirements for your credit, financial record, employment history, and more. You don’t need to be able to qualify for a traditional mortgage to qualify for ZeroDown’s rent-to-own program. At ZeroDown, we make homeownership more accessible for more homebuyers regardless of what a mortgage lender is telling them today. Even if you aren’t mortgage-ready today, you may be eligible to qualify for ZeroDown’s rent-to-own program. Let’s break down the key differences between ZeroDown and a traditional mortgage.A typical mortgage requires a down payment of between 10-20%. With ZeroDown, you can rent-to-own almost any home available as long as you have 2-3% of the purchase price.

Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange program of the ACTRIS. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by ACTRIS. At first glance, your monthly payments may seem more expensive than traditional renting, but that’s because you are entering into a long-term lease for a home that ZeroDown custom purchased for you.
Homes for sale tend to be better maintained and more recently renovated than rentals. This means when you participate in a rent-to-own program with ZeroDown you’ll be looking at higher quality homes than if you were shopping for a standard rental. On our 10% Purchase Credit program, you'd get a refund of 8% of the original home purchase price. Rent to own homes offer low monthly payments and flexible terms. By submitting the form, you agree that Weichert® may contact you via phone or text about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services.

When browsing homes, you can view features, photos, find open houses, community information and more. You can also narrow your search to show specific types of homes using the sort and filter options available. Choose from price, year, beds, baths, home size, and several others. Find your dream home in the Gregg County area using the tools above. With MHVillage, its easy to stay up to date with the latest mobile home listings in the Hempstead area. Find your dream home in the Hempstead area using the tools above.
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